Privacy Policy
Last Updated: April 2026
1. Information We Collect
We collect information to provide loan eligibility services. This includes:
- Personal Info: Name, Phone Number, Email.
- Financial Info: Net Monthly Salary, Existing EMI obligations, Employment Type.
- Technical Info: IP address, Browser type (for security).
2. How We Use Your Data
Your data is used strictly for:
- Calculating loan eligibility and interest savings.
- Connecting you with our certified banking partners (DSAs) for loan processing.
- Sending updates via WhatsApp/SMS regarding your loan application.
Important Consent: By submitting your details on MyCreditCheck.in, you explicitly authorize us and our partners to call, SMS, or WhatsApp you regarding your loan request, even if your number is registered under the DND (Do Not Disturb) registry.
3. Data Sharing
We do not sell your data to random spammers. We share your details only with:
- Certified Direct Selling Agents (DSAs) associated with Banks/NBFCs for the purpose of loan processing.
- Regulatory authorities if required by Indian Law.
4. Data Security
We use industry-standard encryption (SSL) to protect your data during transmission. Your data is stored in secured databases protected by firewalls.
5. Contact Us
If you wish to delete your data from our records, please email us at support@mycreditcheck.in.