Terms and Conditions

1. General Disclaimer

MyCreditCheck.in is a financial aggregation and calculation tool. We are not a bank, NBFC, or direct lender.

We act as a bridge between borrowers and certified Direct Selling Agents (DSAs). We do not guarantee loan sanctions. Approval is at the sole discretion of the respective Bank/NBFC.

2. Accuracy of Calculations

The calculators on this website (EMI, Eligibility, Savings) provide estimates based on standard banking formulas. Actual loan offers may vary based on your CIBIL score, employer category, and bank policies at the time of application.

3. User Responsibility

You agree to provide accurate and truthful information. Providing false income or identity details constitutes fraud and may lead to legal action by banking partners.

4. Limitation of Liability

MyCreditCheck.in shall not be liable for any direct or indirect loss arising from the use of our tools or the rejection of any loan application by a partner bank.

5. Governing Law

These terms are governed by the laws of India. Any disputes are subject to the exclusive jurisdiction of the courts in Tenkasi, Tamil Nadu.